"If the insurance company contests the claim, the injured cyclist or pedestrian has to take the case to a civil court."
If we're going to be liberal pinheads here, why don't we go all the way? Make cyclists who use public roadways retain insurance coverage for the same necessary risks(pip, uninsured motorist, minimum liability insurance).
Most cyclists (in the US) own cars too. They are covered by their auto insurance in the event of a bike crash. My wife was hit by a car as a pedestrian and we dealt with everything through our auto policy.
Comments
"If the insurance company contests the claim, the injured cyclist or pedestrian has to take the case to a civil court."
If we're going to be liberal pinheads here, why don't we go all the way? Make cyclists who use public roadways retain insurance coverage for the same necessary risks(pip, uninsured motorist, minimum liability insurance).
Most cyclists (in the US) own cars too. They are covered by their auto insurance in the event of a bike crash. My wife was hit by a car as a pedestrian and we dealt with everything through our auto policy.
I've only seen conservatives makes those arguments, and never in good faith.
Good faith is only what you perceive it to be?