It depends what you're looking for. In the tech industry, a lot of employers offer top-notch health benefits. If you want to match that on the market, prices are comparable.
If you're looking for a standard health plan then I'd say yeah... why would you maintain an expensive health plan if you feel like you don't really need it? Cobra is just a term used to maintain your employer's coverage, usually when you lost your job on a short notice it protects you from any health issues. That's why it's always good to request all the details from your HR in order to get the exact premium cost under Cobra. Some people just want to keep a similar coverage, in this case Cobra makes it easier.
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It depends what you're looking for. In the tech industry, a lot of employers offer top-notch health benefits. If you want to match that on the market, prices are comparable.
If you're looking for a standard health plan then I'd say yeah... why would you maintain an expensive health plan if you feel like you don't really need it? Cobra is just a term used to maintain your employer's coverage, usually when you lost your job on a short notice it protects you from any health issues. That's why it's always good to request all the details from your HR in order to get the exact premium cost under Cobra. Some people just want to keep a similar coverage, in this case Cobra makes it easier.