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Comment on Betterment wants to be your new, higher-yield savings account (TC Disrupt)

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"Ultra-safe" bonds? "Ultra-safe"? Seriously? They have their own rating system now? Treasuries are "AAA", but they're holding "AAAA", aka "Ultra-safe" bonds.

And I love the .9 percent they charge for allocating your money in unmentionable ETFs. Let's see...SPY charges .1 percent, so if you manually have 50/50 savings/stocks, your expense ratio is a whopping .05 percent. Definitely preying on the ignorant--

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