It's used widely all over the world each second. In Denmark, its used by everyone including public and private institutions for sending e.g. doctors visit notice, notice about garbage pick-up and so forth. I don't have statics on hand but in 2015 it was around 97% of Americans that send at least one SMS each day.
I still believe we should get rid of it and use something encrypted.
Some banks indeed do still use that option but it i s decreasing. Some have apps without 2FA (the use a separate code) or they have key generators that work with you bank pass (a form of 2FA.)
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What the? ... Oh, you mean on that alternative Earth where America is the only country.
Well, where I live, in the Netherlands, SMS is indeed completely irrelevant.
It's used widely all over the world each second. In Denmark, its used by everyone including public and private institutions for sending e.g. doctors visit notice, notice about garbage pick-up and so forth. I don't have statics on hand but in 2015 it was around 97% of Americans that send at least one SMS each day.
I still believe we should get rid of it and use something encrypted.
is it no longer used by banks for mTAN transaction verification?
Some banks indeed do still use that option but it i s decreasing. Some have apps without 2FA (the use a separate code) or they have key generators that work with you bank pass (a form of 2FA.)