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Comment on Paypal and Authorize.net: Help End the Credit Card Hostage Situation

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Or just forget about credit cards and use FaceCash!

http://www.facecash.com

(My startup.)

Seriously, the industry has no incentive to change. They make a killing. Merchant contracts are strict and likely forbid alternative standards such as the one being proposed here.

Agreed, the industry makes a killing, but you're still charging a percentage.

How about a flat $0.25 per transaction?

http://dwolla.org/dwollak/questions/16/Advantages

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