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Comment on Paypal and Authorize.net: Help End the Credit Card Hostage Situationparent

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FWIW I've been quite pleased with PayPal, both standard and "pro." They get a bad rap (somewhat deserved), but for ease of setup and low barriers to entry, they're the best I've found.

For one customer (a music festival) I set up paypal integration for ticket sales three years ago and haven't had to change anything since.

I've also had a good experience with paypal. I've also tried google wallet (much cheaper) but google does not allow for subscriptions which I need for my business.

The only thing with paypal is that if they decide your business is somehow in a legal gray area they will take your paypal balance and you have very little recourse. At least this is what I have always heard in Paypal horror stories.

Have you ever integrated PayPal in a way that requires a PayPal account for purchase (ie: turning the "PayPal account optional" setting off)? How many people bounce when they have to pay with their PayPal account? I was looking into their Adaptive Payments API, but it requires both sender and receiver(s) to have a PayPal account. I'm not sure if that's a good idea.

I'm not brave enough for that. Everything we do is about reducing friction.

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