It's not hard to understand ("you have the key, in a form of file or a hardware token, use it to open your account" is something average grandma can grok - no harder than passwords), but current UI and UX are terrible. Then it's chicken-and-egg problem: no one uses certificates because they're unuseable, and no one works on their usability because no one uses them.
Comments
It's not hard to understand ("you have the key, in a form of file or a hardware token, use it to open your account" is something average grandma can grok - no harder than passwords), but current UI and UX are terrible. Then it's chicken-and-egg problem: no one uses certificates because they're unuseable, and no one works on their usability because no one uses them.