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probably a misdemeanor larceny, but because it was credit card fraud done over the internet, that's felony wire fraud which is a much more serious crime. if it was an interstate transaction it might have even been a federal charge.

but because it was credit card fraud done over the internet

How do you know that's what the author did? (it would nicely explain the situation, though)

oh I have no idea, I'm speculating, sorry if my language implied otherwise.

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