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Unfortunately, I had to disable SMS 2FA on Paypal. I got locked out multiple times for days because their system had issues and it wouldn't send me the SMS code. Eventually I had to call service support and get them to disable it so I can enter the account again. And I left it disabled.

Paypal is one of those services where it's very dumb not to have 2FA, but until they overhaul their 2FA system, or support something like a Yubikey/Nitrokey/U2F and Google Auth, I won't risk using it again.

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