I can see why a young person might want to gamble with health insurance. It's harder to understand how car insurance could be characterized a tax on the young and healthy.
Teens and senior citizens are the most dangerous drivers due to lack of experience and declining motor skills, hand eye coordination, etc., respectively. Plus, there are some drivers on the road without insurance. So all decent/low mileage drivers subsidize these groups, to an extent.
But you're right, it is unfair to characterize auto insurance as a tax. It's more akin to a mandatory expense that should be factored into the price of owning a car and operating it on shared roads along with people of all driving skill levels.
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I can see why a young person might want to gamble with health insurance. It's harder to understand how car insurance could be characterized a tax on the young and healthy.
Teens and senior citizens are the most dangerous drivers due to lack of experience and declining motor skills, hand eye coordination, etc., respectively. Plus, there are some drivers on the road without insurance. So all decent/low mileage drivers subsidize these groups, to an extent.
But you're right, it is unfair to characterize auto insurance as a tax. It's more akin to a mandatory expense that should be factored into the price of owning a car and operating it on shared roads along with people of all driving skill levels.