I know people who do that, and they tell me that most merchants don't actually ask for ID. Which is surprising, since the merchant bears the pain in the case of fraud.
Except the person working the cash register isn't the merchant -- they are an employee, who isn't really worried about their job because they've only been there for a few months, and replaced a previous employee that was there for less than a year.
I guess in 99% of cases they see the transaction is not a fraud.
This is, by the way, the reason software development is hard - if you were to approach this problem the way typical software requirements are defined, you'd only piss the clerks off. In real life, people dynamically adjust their compliance with procedures to run the common case with minimum effort and improvise if something unexpected happens.
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I know people who do that, and they tell me that most merchants don't actually ask for ID. Which is surprising, since the merchant bears the pain in the case of fraud.
Except the person working the cash register isn't the merchant -- they are an employee, who isn't really worried about their job because they've only been there for a few months, and replaced a previous employee that was there for less than a year.
I guess in 99% of cases they see the transaction is not a fraud.
This is, by the way, the reason software development is hard - if you were to approach this problem the way typical software requirements are defined, you'd only piss the clerks off. In real life, people dynamically adjust their compliance with procedures to run the common case with minimum effort and improvise if something unexpected happens.