US credit cards (both chip and non-chip) have PINs they're just used only at ATMs when taking cash advances. The article jdeibele referred to said that if you forced people to use their PINs all the time the rate of cash advance fraud would go up since it would be more likely that a skimmer would have the PIN (since there would be more opportunities to intercept it).
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US credit cards (both chip and non-chip) have PINs they're just used only at ATMs when taking cash advances. The article jdeibele referred to said that if you forced people to use their PINs all the time the rate of cash advance fraud would go up since it would be more likely that a skimmer would have the PIN (since there would be more opportunities to intercept it).