I don't think it's possible they keep the data neutral, given the amount of money at stake. If they have objective data that you're poor, why not recommend a predatory loan/credit? They already have the data about how likely you'll say yes. The amount of harm these things will cause before they're actually regulated will be astounding.
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I don't think it's possible they keep the data neutral, given the amount of money at stake. If they have objective data that you're poor, why not recommend a predatory loan/credit? They already have the data about how likely you'll say yes. The amount of harm these things will cause before they're actually regulated will be astounding.